Up to $190 U-Save Rebates for Eligible Singaporeans in January 2026

 

On December 30, 2025, the Ministry of Finance announced that more than 950,000 Singaporean households residing in Housing Board flats will receive significant financial support in January 2026. This assistance comes in the form of rebates for utility bills and service and conservancy charges, which are part of a broader government strategy to help citizens manage the rising cost of living. These disbursements are part of the permanent Goods and Services Tax Voucher scheme, specifically designed to provide relief to lower- and middle-income families during a period of increased goods and services tax and other economic pressures.

According to the official statement, eligible households will receive up to $190 in U-Save rebates to help offset their utility costs. Additionally, these households will be granted up to half a month of rebates for their service and conservancy charges. The exact amount of the rebates for both categories will be determined by the specific flat type occupied by the household. This tiered system ensures that support is distributed effectively across different demographics.

For instance, residents living in smaller one-room or two-room flats are slated to receive the highest amount of U-Save support, totaling $190, along with a half-month rebate for their service and conservancy charges. Those residing in three-room flats will receive $170 in U-Save, while households in four-room flats will get $150. Residents of five-room flats will receive $130, and those in executive or multi-generation flats will receive $110. Regardless of the flat type, all eligible households will receive a half-month rebate for their service and conservancy charges in the January disbursement.

When looking at the entire financial year spanning from April 2025 to March 2026, the cumulative support is substantial. Over these twelve months, an eligible household can receive a total of up to $760 in U-Save rebates and a combined 3.5 months of service and conservancy charge rebates. These payments are distributed on a quarterly basis, specifically in the months of April, July, October, and January.

The disbursement process is designed to be seamless for the recipients. The utility rebates will be automatically credited to the eligible households' accounts maintained with the grid operator, SP Services. Similarly, the service and conservancy charge rebates will be credited directly to the respective town councils responsible for the flat's maintenance. This automation removes the need for residents to apply for the funds manually.

However, the Ministry of Finance highlighted specific eligibility criteria for these rebates. For the U-Save component, a household must have at least one Singaporean owner or occupier if the flat is occupied by the owners or partially rented. In cases where the entire flat is rented out, at least one Singaporean tenant must be present. It is important to note that households where any member owns more than one property are not eligible for U-Save assistance.

Regarding the service and conservancy charge rebates, certain exclusions apply. Households that do not have any Singaporean owner or occupier are ineligible. Furthermore, if the owners or essential occupiers own or have an interest in a private property, they will not qualify. Lastly, households that have rented out their entire flat are also excluded from receiving service and conservancy charge rebates. Residents who wish to verify their eligibility status can do so by logging into the My HDBPage portal using their Singpass credentials.

In light of the disbursement announcement, the Ministry of Finance also issued a security advisory to protect the public from potential fraud. They reminded citizens that government officials will never request money transfers or ask for sensitive banking details over the phone. Anyone who receives a suspicious call or is in doubt about a communication should contact the ScamShield helpline at 1799. This emphasis on security ensures that the distribution of government aid is not exploited by scammers.

The January 2026 rebates represent a continuing commitment by the government to provide a social safety net for HDB residents. By addressing two of the most consistent monthly expenses, utilities and town council fees. The scheme aims to provide tangible relief to nearly a million households across the country.